Benefit Administration for Your Employees

Health Benefits

Trigon Benefit Solutions provides the following plan administrative services.

• Educating, Consulting and Recommending customized health plans
• Enrollment of the group or individual
• Pre-screening any medical concerns to expedite the underwriting process
• Deliver and review the administration kit with client company personnel
• Form a sales and service partnership between the client and carrier

Increases in the cost of medical care have increased the need for health insurance. Private health insurance covers health related costs - starting from hospitalization, surgery, laboratory tests and other medical costs.

Trigon Benefit Solutions offers our clients:

• The highest quality benefit plans at the most competitive rates
• Service levels that are unsurpassed in the industry
• Fast, accurate quoting, presentation, and efficient enrollment
• Detailed information on benefit and plan features
• A wealth of experience from present and past clients

Our goal is to convey a sense of professionalism and ensure plan satisfaction to our client companies from the first day we meet.

Our Trigon Benefit Solution team will assure our clients that their requests are handled promptly via email, phone or by website. We will assign a customer service representative to your company in order to prepare customized proposals, explain benefit plans, complete and submit enrollment applications, track underwriting and process renewal requests

We offer a host of health plans that can be customized to fit the needs of your business.

Group Medical

Group Health Insurance is mainly for the employees who are not temporary and are working full time in a business. A single policy can cover the health insurance needs of many people. Group Health Insurance is a perfect way to attract and keep good employees.

Mini Medical

Mini Meds or Limited Benefit health plans are fast becoming a standard product among health insurance carriers. As health costs continue to rise, mini-med plans are becoming more attractive. Mini Meds are a great tool to recruit and retain employees, save costs and compete more effectively.

Disability

Income paid under a disability policy that is not covered under workers compensation benefits. It is usually expressed as a percentage of the insured's income prior to the disability, but there may be a limit on the amount and duration of benefits. The most advantageous policy pays a monthly disability income benefit for as long as the insured is unable to perform suitable job functions determined by experience, education, and training.

Medical Discount Programs

Medical Discount Plans can be a useful tool for consumers looking to save money on health care. Medical Discount programs are not the same as health insurance. They are plans offered by organizations for a fee to access a list of health care providers and sellers of health related products who are willing to offer discounts to members of their plan.

Dental

Dental health is extremely important for individuals and families and is financially helpful to have some form of dental coverage to minimize the costs of dental care. There is a difference between traditional dental insurance plans and discount plans.

Vision

A vision insurance plan differs from regular health insurance because it is a wellness benefit that helps defray costs of eye exams, eyewear, and other vision services.

Health Savings Account

Savings accounts that have tax advantages combined with Health Insurance plans for the benefit of the employee. Both the employee and the employer are permitted to deposit into the HSA. The funds can be used for deductibles and coinsurance as well as many other expenses not covered under medical plans, such as dental, vision and chiropractic care; durable medical equipment such as eyeglasses and hearing aids; and transportation expenses related to medical care.

Funds not spent are allowed to accumulate in the HSA on a continuous basis. When the employee reaches retirement age, the accumulated funds may be allocated to the employee's retirement income. The HSA differs from a Flexible Spending Account (FSA) in one very important respect: Under an HSA, funds not used for current health care expenses belong to the employee. Under an FSA, funds not under the current health care expenses belong to the employer.

Retirement Plans

Trigon Benefit Solutions offers customized retirement programs designed to fit all types of businesses, regardless of size.

Our solutions offer ease of administration to the employer as well as providing a diversified selection of investment choices and internet access for individual participant account balances and account information.

Trigon Benefit Solutions offers an integrated 401 (k) program designed to fit all types of businesses, regardless of size. Our solution offers ease of administration to the employer as well as providing a diversified selection of investment choices and internet access for individual participant account balances and account information.

Once you have expressed an interest in learning more about how a 401 (k) plan could add to your employer benefit program, a provider specialist will contact you to review the overall plan and coordinate enrollment meetings with your employees to discuss the variety of investment choices under this 401 (k) plan.

Upon enrollment, your assigned provided specialist will maintain the plan documents, complete the required form 5500 in a signature-ready format, provide all required compliance testing, allocate contributions to proper participant accounts and investment funds and provide an integrated pension solution to manage your employee's plan.